Insurance Report March 2024—Insurers Navigate Changing Regulation and Market Conditions

Life insurers are navigating an environment that is changing on many fronts. Reserve requirements for segregated funds are under review, advisors are adapting to the end of deferred sales charges, payout annuities are trending for the first time in over a decade, and the product shelf continues to evolve in terms of features and pricing.

We discussed these and other topics with executives from nine insurance companies that collectively account for nearly all dollars in segregated funds and payout annuities. We thank all of them for their time and insights. This research feature presents our findings along with the latest industry data.