Deposit Report Spring 2023

The Deposit Report is ISS Market Intelligence’s flagship research focused on the multiple deposit products available in Canada and the distribution channels through which they are sold.

The report’s sections consider the marketplace from a number of vantage points, including distribution channels, product structure, interest rate/pricing factors, time to maturity, liquidity, transactions, segmentation by account size, and provincial distribution.

The Spring 2023 edition focuses on the strength of fixed-term deposits as the rising rate environment mixed with economic headwinds yield strong growth for the category in the second half of 2022. This edition’s Special Feature also details the change in interest rate offerings for deposit products from the middle of last year and the continued activity in nominee GICs during the first quarter of 2023.