Insight Investment Funds Annual Review January 2025—Managing the Business in a Changing Environment

Investor Economics (IE), a division of ISS Market Intelligence, has been documenting the evolution of the financial services industry in Canada and beyond for just over three decades. We have witnessed extensive change over this period from a time when Canadian households held savings primarily in GICs to the emergence of asset allocators, ETFs, and cryptocurrencies.

As we look ahead to the rest of this decade and beyond through the lens of the forecast in our Household Balance Sheet Report, we identify a continuation of trends currently in place coupled with the emergence of newer transformational forces. This report focuses on key ideas for fund managers to navigate the uncertain times ahead. The 2025 edition of the Household Balance Sheet Report to be published later this year will continue and expand this line of inquiry.